The High Costs of Nursing Homes: Why Care Is Becoming Unaffordable for Many and Some Solutions The aging population is reshaping America’s healthcare and financial systems, with demand for nursing homes and long-term care facilities continuing to increase. Higher care costs make early preparation more important than ever. Nursing Home Costs: Challenges and Solutions focuses on the challenges families may face and the value of proactive planning. Senior Financial Services Inc. offers guidance on insurance-based, asset-based, and Medicaid planning solutions.