When you purchase motor insurance from a registered company, a dedicated claim manager is by your side 24/7 to look after your needs. The in-house professional assists with claim handling through paperwork and documentation, which is a complex process. Therefore, choose an insurance service provider in Dubai or Abu Dhabi that offers both comprehensive and third-party car insurance tailored to your requirements.

Why Motor Insurance in Dubai?

Motor insurance is not just a legal obligation, but a necessity. You never know what fate has in store for you. Accidents can happen anytime. In such a situation, you may encounter a financial emergency. You have to pay for your vehicle repair costs, your medical treatment costs, and damages to a third-party vehicle, property, and life. A third-party or comprehensive vehicle insurance policy can save you from financial woes.

Benefits of Car Insurance in Dubai

Your motor insurance policy in Dubai covers your losses and third-party damages. When you buy comprehensive auto insurance in Dubai, it covers the cost of damage repair after an accident, weather-related incident, or loss due to theft. However, in a third-party car insurance, the policy covers the damages and losses of a third party. It does not cover the policy owner. You have peace of mind with motor insurance in Dubai, knowing your insurance company is behind you in times of need.

Cost of Vehicle Insurance in Dubai

The average cost of vehicle insurance in the UAE depends on the value of a car, SUV, or pick-up van. If the value of your car exceeds AED 300,000, the insurance rate is approximately 3% of the price. If the cost is less than AED 10,000, the rate is 2.5%. Lastly, if the price is between 100,000 and 300,000 AED, the rate hovers around 2.35%.

Eligibility Criteria

If you want to buy car insurance in Dubai, you must be a registered UAE national with a drivers license. You must be above 18 years of age. These are the basic eligibility criteria.

Final Words

Owning a car does not mean that you can straightaway hit the roads with a valid insurance. Choose a policy by comparing miscellaneous service providers. You can land on insurance aggregator platforms like BuyAnyInsurance to get quotes from top motor insurance companies in Dubai before shortlisting the best insurance brand. Customize a policy to suit your basic needs and financial safety requirements.