DeFi vs CeFi differ in their structure and governance. DeFi platforms operate on blockchain networks without intermediaries, offering open, permissionless financial services like lending, borrowing, and trading. In contrast, CeFi platforms are centralized, relying on intermediaries such as banks or exchanges to manage transactions and provide services. DeFi offers more transparency, security, and control to users, while CeFi tends to provide more regulatory oversight, customer support, and user-friendly experiences, often with higher fees.
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