Owning a two-wheeler can make travel easier, especially if you’re a working woman juggling daily responsibilities. The Amma Two-wheeler Scheme supports you with a government subsidy, helping you buy a vehicle at a lower cost. This scheme is meant to increase your independence, improve job access, and ease your daily commute. But to benefit from it, you must follow the correct application process. If you miss a step, you may lose the chance. Any errors or missed steps could lead to rejection. This guide covers the full process and the documents you will need. Bajaj Markets—a financial services marketplace—can also help you access loans and other financial support.
What is the Amma Two-wheeler Scheme
The Amma Two-wheeler Scheme is a welfare initiative launched by the Tamil Nadu government to support working women. It offers a 50% subsidy or up to ₹25,000 to help you buy a new two-wheeler. You cover the rest of the cost through your own funds or a loan. This scheme is designed to make daily travel easier, safer, and more affordable, especially if you rely on transport to reach your workplace. Here’s what the scheme includes:
50% subsidy or a maximum of ₹25,000 on a new two-wheeler
Choice of scooter, moped, or gearless bike up to 125cc
Purchase from authorised dealers only
Support with registration, insurance, and ownership in your name
Who the Scheme is Meant For: Target Beneficiaries
Here’s a quick look at the types of working women this scheme is designed to support:
Women who travel long distances for work and are the main earners in their families
Women employed in shops, private businesses, and commercial establishments
Registered workers in both organised and unorganised sectors
Self-employed women involved in small trades, services, or home-based work
Women working in government-supported projects, private institutions, or NGOs, including those on contract or daily wages
Women involved with community-level groups such as Panchayat-Level Federations (PLFs), Village Poverty Reduction Committees (VPRCs), or Makkal Kattral Maiyams (Makamai)
Women working as ASHA workers, bank facilitators, or banking correspondents
This scheme aims to improve access to safe and reliable transport for women whose income supports their household.
Who is Eligible to Apply: Key Criteria You Must Meet
Here’s a clear checklist to help you confirm if you're eligible for the Amma Two-wheeler Scheme:
You must be a woman aged between 18 and 40
You must be a native and resident of Tamil Nadu
You must be engaged in income-generating work—salaried or self-employed
You must have passed or appeared for the 8th standard examination
Your annual family income must not exceed ₹2.5 lakh
You must know how to ride and hold a valid driving licence or Learner Licence Registration (LLR) at the time of applying
Only one woman per household is eligible for the scheme
Here’s who gets priority under the scheme:
Widows, deserted women, and destitute women
Women-headed households
Women from remote, rural, or hilly areas
Differently-abled women
Unmarried women aged above 35
Women from Scheduled Castes (SC), Scheduled Tribes (ST), and transgender individuals
Note: If you apply using an LLR, you must obtain a valid driving licence before submitting your subsidy claim. You must attach a copy of this licence and present the original for verification when requested.
What Documents Do You Need
Having the right documents ready makes the process faster. Missing documents may delay or reject your application. Here’s what you need:
Proof of age: Birth certificate, school records, or any government-issued ID
Proof of residence: Aadhaar card, voter ID, driving licence, or utility bill in your name
Aadhaar card: Must be self-attested and clearly visible
Driving licence or Learner’s Licence Registration (LLR): LLR is accepted at the time of applying, but you must submit a valid licence before claiming the subsidy
Educational proof: Certificate or transfer certificate showing that you passed or appeared for the 8th standard
Income certificate: Issued by employer or self-declared with valid supporting documents
Employment proof: Employer ID card, salary slip, or certificate from a registered organisation or government project
Community certificate: Required if you belong to SC/ST categories
Priority category proof: Documents for widows, differently-abled women, unmarried women (35+), or any listed priority groups
Bank passbook copy: Should show account details and IFSC code clearly
Passport-size photograph: Recent and clear
Proforma invoice or quotation: For the vehicle you plan to purchase
How to Apply for the Amma Two-wheeler Scheme
You must use a different application form depending on whether you live in a rural or urban area. Forms are available on the official Tamil Nadu Corporation for Development of Women website.
For Rural Areas
Here’s how to fill the application form for rural areas:
Fill out the form downloaded from the Tamil Nadu Corporation for Development of Women website (look for ‘Application Form – Rural’)
Attach a passport-size photograph in the space provided
Enter details of your district, block, and village panchayat
Provide your personal details such as name, date of birth, address, father or husband’s name, and educational qualification
Enter information about the vehicle you want to buy, including cost and how you plan to pay (own funds or loan)
Attach the invoice or quotation for the vehicle and provide your bank details if applying for a loan
List all documents submitted with the application
Write the date and place, then sign the form
Submit the completed form at your local Block Office or Urban Local Body (ULB)
For Urban Areas
Here’s how to fill out the application form for urban areas:
Fill out the form available on the Tamil Nadu Corporation for Development of Women website (look for ‘Application Form – Urban’)
Attach a passport-size photograph in the designated section
Enter the name of your district, corporation, municipality, town panchayat, and ward
Add your personal details, including name, address, date of birth, educational qualification, and guardian’s name
Provide driving licence or Learner’s Licence Registration (LLR) details along with the vehicle information
Attach the vehicle invoice or quotation and your bank details if you’re applying for a loan
List supporting documents such as Aadhaar card, community certificate, education proof, and ID from your employer if available
Write the date and place, then sign the form
How Bajaj Markets Can Help
Bajaj Markets is a financial services marketplace that helps you manage the cost not covered by the Amma Two-wheeler Scheme. If you need a loan to pay the remaining amount, you can compare two-wheeler loan options from multiple lenders in one place. You’ll find flexible EMI plans, competitive interest rates, and quick approvals. You can also explore insurance products and other financial tools to complete your purchase confidently. This makes the entire process faster, easier, and more affordable.
Key Features of the Amma Two-wheeler Scheme
Here are the features that make this government scheme valuable for working women across Tamil Nadu:
Subsidy Benefit
You receive 50% of the vehicle’s cost or up to ₹25,000, helping reduce your upfront expense significantly.
Support for Financial Independence
The scheme encourages you to work or start your own business by giving you reliable transport, promoting long-term empowerment.
Equal Access Across Tamil Nadu
Whether you live in a rural village or an urban centre, the scheme is available to you across all regions of the state.
Inclusive Design for PwDs
Women with disabilities can benefit too, as the scheme allows for retrofitted vehicles that suit your mobility needs.
Eligible Vehicle Requirements
Only new two-wheelers under 125cc and manufactured after January 2018 qualify, ensuring you invest in a safe and durable vehicle.
Bank Loan Support
You can apply for a two-wheeler loan to cover the remaining cost not funded by the subsidy, making the purchase more manageable.
Annual Coverage Target
The scheme aims to reach 1 lakh women every year, helping a large number of eligible applicants gain access to this benefit.
Conclusion
If you're a working woman in Tamil Nadu, the Amma Two-wheeler Scheme can make daily travel easier and support your journey towards independence. By following the steps carefully and using a financial services marketplace like Bajaj Markets, you can access the right loan options and avoid delays. Don’t miss this opportunity—apply today and move closer to greater freedom, mobility, and control over your time.
